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การปกครองท้องถิ่น
ในประเทศสวิสเซอร์แลนด์

มาตรา 113

“Art. 113 Occupational pension scheme

1 The Confederation shall legislate for an occupational

pension scheme.

2 In doing so, it shall adhere to the following principles:

a. the occupational pension scheme, together with
the Old-age, Survivors’ and Invalidity Insurance,
enables the insured person to maintain his or her

previous lifestyle in an appropriate manner.
b. the occupational pension scheme is compulsory
for employees; the law may provide for exceptions.

134 c. employers shall insure their employees with a
pension institution; if required, the Confederation

shall make it possible for employees to be insured
with a federal pension institution.
d. self-employed persons may insure themselves on

a voluntary basis with a pension institution.
e. for specific groups of self-employed persons, the
Confederation may declare the occupational
pension scheme to be compulsory, either in
general terms or for individual risks only.

3 The occupation pension scheme shall be funded from the
contributions of those insured, whereby employers must pay a

minimum of one half of the contributions of their employees.