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                     You can see from Singapore, if only they want 5%of GNI, 5%GNI
               in Thailand is around 5000, 5% is around 250, if my calculator is correct.
               The question is if you want 250 dollars now, where would you go for? Thailand
               goes for saving only 10%. You have to borrow your money from your employer,
               another 20% you have to borrow your family and friends. For how many in the
               orange color around 20%.

                     If you look at Singapore, if you ask for 5% of GNI, Singapore goes for their
               own saving. So, this is interesting statistic to think. Since, you are here please do
               good thing for the country. I hope that you can some food for thoughts for your
               future discussion.



























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